become a client and if you aren't delighted-we will pay you £50.00*

*If after becoming a client and working with us you tell us you are not happy with our service for any reason we will pay you £50

Telephone 07813767348

Email david@tiptopltd.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.


Why work with us?

Approval in principle that actually means something not just a piece of paper

Approval in principle certificates can vary in reliability, which may lead to issues later in the application process.

We carry out a detailed review before arranging your AIP to help make it as robust as possible. All AIPs are subject to full underwriting and are not guaranteed. It is not a mortgage offer and is subject to full application and credit assessment
We do exactly what we say we will do

As the saying goes, we aim to do exactly what we say we will.

We understand how important clear communication and reliable service are, especially during the mortgage process. Our focus is on keeping you informed and providing a high standard of service throughout.

While we’re not perfect, if things don’t go as expected, we are committed to putting them right as quickly as possible.

A full mortgage offer in double quick time

We aim to get your mortgage agreed in principle in under an hour and a full mortgage offer in 10 working days or under.*


*Timescales can vary depending on your circumstances, the lender, and the information required, and are not guaranteed.

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What do you get as a client?

When you become a client of Tip Top Mortgages we make sure we go the extra mile

  • A strong approval in principle including affordability calculations and document checks. This gives both you and the seller the confidence to proceed and reduces the stress associated with getting a mortgage. 
  • Transparency: Becoming a client of ours means we will always do our best for you. That includes making sure you have the best mortgage to suit your needs and just as importantly you will know why we haven't recommended another product that may look cheaper but isn't.
  • Professional advice: Many mortgage brokers have only 1-3 years' experience. David has over 35 years' experience in financial services and is able to handle complex cases. He has often been recommended by other advisers to their clients to get a mortgage completed.
  • All our advice is put in writing, from the type of mortgage being recommended, to the way the mortgage is repaid, to which lender's product. Everything is transparent.
  • Solicitors: We can recommend a competitive solicitor to handle your conveyancing or we are happy to work with your own. Either way we will work with the solicitor to make sure your mortgage is completed as soon as possible.
  • Protection: After you own your dream home it is important that you don't risk losing it through no fault of your own. We will advise you on the protection that you can consider and just as importantly the protection that you shouldn't. As with the mortgage, all our protection advice is put in writing.

They Say

What our clients say

Recent comments form our clients

  • I came to David because I wanted to help my daughter buy her first home, but I wasn’t sure how best to structure things. He explained every option clearly, guided us through the whole process, and made everything feel straightforward. There were some problems with the property, and he sorted it out with the minimum fuss and kept me informed every step of the way Mr R.T. West Sussex
  •  David’s service really stands out. He understands buy‑to‑let, limited companies, and rental products inside out. He found the right lender for my strategy, handled all the details, and made the process smooth from start to finish. Highly recommended for any landlord or investor. Miss B.G. Windsor
  • David took the time to properly understand our situation and guided us through the mortgage process with complete clarity. Nothing was rushed, nothing was too much trouble, and he made sure we always knew what was happening and why. The whole experience felt calm, organised, and genuinely supportive. What impressed us was the care David put into our protection planning. He spent the time to explain every option in plain English, asked the right questions, and made sure the cover was tailored perfectly to protect our family. We never felt pushed — just properly advised. We now feel confident that everything is set up exactly as it should be. Mrs A.S. Mytchett
  • Anyone looking for a mortgage would be lucky to have you, especially first-time buyers!! Thank you so much again for your help and support. L.T. West Sussex


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