Directors Mortgages

As a company director, proving your income to a lender isn’t always straightforward. Lenders assesses directors differently — some focus on retained profits and some on dividends and salary or on personal tax returns, and many blend both. 

Even experienced brokers often struggle with one year of trading, businesses that have made a loss, using share of net profit or retained profit, switching from sole trader to limited company, or new directors of existing companies. Pick the wrong lender and you risk being declined, under‑lent, or stuck with a poor outcome — not because your income isn’t strong, but because it wasn’t presented to the right lender in the right way.

We specialise in helping company directors secure the best mortgage possible. Because we work with complex income cases every day, we know exactly how different lenders assess director income, which income methods they use, and how to present your figures in the most favourable way.

You get clear, tailored advice from someone who understands your business and how your income really works. No stress, no guesswork, and the best possible rate for you.

Your home may be repossessed if you do not keep up repayments on your mortgage

07813767348

david@tiptopltd.uk